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HR 2362
Recent Bills/HR 2362

VA Home Loan Awareness Act of 2025

IntroducedMarch 26, 2025
Introduced1 year ago
Intro
House
Senate
Pres
Referred to the House Committee on Financial Services.
Housing and Community DevelopmentCongressional oversightGovernment studies and investigationsGovernment lending and loan guaranteesVeterans' loans, housing, homeless programsHousing finance and home ownershipDepartment of Veterans Affairs
Why This Matters

This bill requires lenders to add a notice on the standard home loan application form to inform applicants with military service about VA (Department of Veterans Affairs) home loan options. It also directs a government study on how many lenders include this notice.

Who this affects
Lenders · Homebuyers with military service
What changes is this bill making?
  1. 1Within six months, housing finance enterprises must add a disclaimer below the military service question on the Uniform Residential Loan Application stating “If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility.”
  2. 2The disclaimer applies to each enterprise that issues or guarantees mortgages under the Federal Housing Enterprises Financial Safety and Soundness Act of 1992.
  3. 3The Comptroller General of the United States must study lender compliance with the disclaimer requirement and submit a report to Congress within 18 months.
  4. 4The report must indicate whether fewer than 80 percent of lenders using the application have added the required disclaimer.
Read full document
Bill Progress1 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedCurrentMar 26, 2025

Referred to the House Committee on Financial Services.

Sponsors
See all 26 sponsors
House
Senate
President

The President

Donald Trump
President
Awaiting Vote
Similar Bills
Senate Bill · S 138
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VA Home Loan Awareness Act of 2025
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Senate Bill · S 1932
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House Bill · HR 3694
1 of 4 · Introduced
VA Loan Information Improvement Bill
VALID Act of 2025
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