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Fair Investment Opportunities Act
Recent Bills/Fair Investment Opportunities Act

Fair Investment Opportunities Act

IntroducedMay 14, 2025
Passed House1 year ago
Intro
House
Senate
Pres
In Senate committee
Finance and Financial SectorFinancial services and investmentsSecurities
Why This Matters

This bill changes who can be considered an accredited investor, allowing more people to invest in certain financial opportunities. It helps ensure that individuals with relevant knowledge or financial means can access these investments.

If you have a high income or significant savings, you may gain access to more investment opportunities.
Who this affects
High-income individuals · Wealthy individuals · Professional investors
What changes is this bill making?
  1. 1This bill updates the definition of accredited investors under U.S. securities laws.
  2. 2It allows individuals with a net worth over $1 million to qualify as accredited investors.
  3. 3It includes individuals with high incomes and certain professional qualifications.
  4. 4The Securities and Exchange Commission must revise its rules to match these changes.
  5. 5The bill aims to expand investment opportunities for knowledgeable individuals.
Read the detailed summary

Fair Investment Opportunities for Professional Experts Act This bill expands the eligibility criteria for an accredited investor for purposes of participating in private offerings of securities to include an individual determined by the Securities and Exchange Commission (SEC) to have qualifying professional knowledge through educational or professional experience. (Certain unregistered securities may only be offered to accredited investors.) The bill also provides statutory authority for certain existing criteria for an accredited investor, including licensure or registration in good standing as a broker or investment adviser, specified annual salary, and specified net worth. Further, the SEC is directed to revise the definition of accredited investor in Regulation D (which exempts certain offerings from SEC registration requirements) to conform to changes in this bill.

Read full document
Bill Progress3 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedMay 14, 2025
Sponsors
See all 4 sponsors
HouseJun 23, 2025
SenateCurrent

In Senate committee

President

The President

Donald Trump
President
Awaiting Vote
Similar Bills
House Bill · HR 3348
1 of 4 · Introduced
Accredited Investor Definition Review Act
·Economy
House Bill · HR 3339
3 of 4 · Passed House
Expanding Accredited Investor Access
Equal Opportunity for All Investors Act of 2025
·Economy
House Bill · HR 7820
1 of 4 · Introduced
Changes to Opportunity Fund Investments
To amend the Internal Revenue Code of 1986 to modify the rules for investments in qualified opportunity funds, and for other purposes.
·Economy