Mental Health Loan Repayment Program

Official: Mental Health Professionals Workforce Shortage Loan Repayment Act of 2025

IntroducedDecember 11, 2025

Why This Matters

This bill establishes a program to help pay off student loans for mental health professionals who work in areas that lack sufficient mental health services. It aims to address workforce shortages in mental health care.

If you are a mental health professional, you could have your student loans significantly reduced by working in a shortage area.

Affects: Mental health professionals working in shortage areas across the United States.

What changes is this bill making?

1. This bill creates a loan repayment program for mental health professionals. 2. It helps those who work in areas with a shortage of mental health services. 3. Participants can have up to $250,000 of their loans paid off over six years. 4. Eligible loans include those for education in mental health or related fields. 5. The program aims to encourage more professionals to work in underserved areas.

Who is affected?

Mental health professionals working in shortage areas across the United States.