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Merchant Code Usage Protection Bill
Recent Bills/Merchant Code Usage Protection Bill

Merchant Code Usage Protection Bill

IntroducedJanuary 16, 2026
Introduced7 months ago
Intro
House
Senate
Pres
Introduced in House
Finance and Financial Sector
Why This Matters

This bill ensures that states cannot restrict the use of specific merchant codes for buying firearms and ammunition. It aims to standardize how these transactions are tracked across the country.

If you buy firearms or ammunition, your purchase transactions will be protected from state restrictions.
Who this affects
Firearm buyers · Ammunition buyers
What changes is this bill making?
  1. 1This bill stops states from banning certain merchant category codes.
  2. 2It specifically protects codes for firearm and ammunition purchases.
  3. 3States cannot discourage the use of these codes in transactions.
  4. 4The Attorney General can enforce this law through civil action.
Read full document
Bill Progress1 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedCurrentJan 16

Introduced in House

Sponsors
See all 1 sponsor
House
Senate
President

The President

Donald Trump
President
Awaiting Vote
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·Economy
House Bill · HR 7564
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