Owner Financing Licensing Exemption Bill
Official: Affordable Homeownership Access Act
IntroducedDecember 9, 2025
Why This Matters
The Affordable Homeownership Access Act makes it easier for small property owners to finance home sales without strict licensing. This change helps more people buy homes, especially those who struggle with traditional loans.
If you are a small property owner, you could sell homes more easily without needing a special license.
Affects: Small property owners and families looking to buy homes without bank loans.
What changes is this bill making?
1. This bill allows small sellers to finance home purchases without needing a special license. 2. It applies to sellers who finance up to 24 home sales per year. 3. The bill aims to help buyers who cannot get traditional bank loans. 4. It does not change rules for certain types of contracts like rent-to-own. 5. The bill supports small business owners in the real estate market.
Who is affected?
Small property owners and families looking to buy homes without bank loans.