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Strengthens Defense Against AI Financial Crimes
Recent Bills/Strengthens Defense Against AI Financial Crimes

Strengthens Defense Against AI Financial Crimes

IntroducedMarch 14, 2025
In House1 month ago
Intro
House
Senate
Pres
Awaiting House vote
Finance and Financial SectorDigital mediaGovernment information and archivesGovernment studies and investigationsComputers and information technologyInternet, web applications, social mediaAdvanced technology and technological innovationsAdvisory bodiesFraud offenses and financial crimesData collection, sharing, protection
Why This Matters

This bill requires the government to create a strategy to defend against financial crimes that use artificial intelligence. It aims to protect the economy and national security from these emerging threats.

If you are a business owner, this bill aims to protect your company from AI-related financial crimes starting in 2026.
Who this affects
Individuals · Businesses · Financial markets
What changes is this bill making?
  1. 1The bill requires a strategy to protect against financial crimes using artificial intelligence.
  2. 2Federal agencies must report annually on their efforts to combat AI-driven financial threats.
  3. 3The strategy includes assessing resources needed to fight AI-related fraud and misinformation.
  4. 4Specific risks like deepfakes and cyber breaches will be considered in the reports.
  5. 5Collaboration between government and private sectors is emphasized to enhance security.
Read the detailed summary

Artificial Intelligence Practices, Logistics, Actions, and Necessities Act or the AI PLAN Act This bill requires the Department of the Treasury, the Department of Homeland Security (DHS), and the Department of Commerce to submit a report on the risks posed by the use of artificial intelligence in the commission of financial crimes by adversarial actors. The report mustdescribe interagency, intergovernmental, and public-private partnership activities, policies, and procedures to defend U.S. interests against the national and economic security risks posed by the use of artificial intelligence in the commission of financial crimes; provide a list of readily available resources that can be immediately deployed by federal agencies to combat these risks, andprovide a list of resources needed by federal agencies to combat these risks. Risks that must be considered by the report include deepfakes, voice cloning, foreign election interference, synthetic identities, false flags that disrupt market operations, AI-supported social engineering, and general digital fraud. After submission of this report, Treasury, DHS, and Commerce must make recommendations for legislation and best practices for businesses and government entities to address these risks.

Read full document
Bill Progress2 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedMar 14, 2025
Sponsors
See all 8 sponsors
HouseCurrent

Awaiting House vote

Senate
President

The President

Donald Trump
President
Awaiting Vote
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