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Terrorism Risk Insurance Program Extension
Recent Bills/Terrorism Risk Insurance Program Extension

Terrorism Risk Insurance Program Extension

IntroducedJanuary 16, 2026
Passed House1 month ago
Intro
House
Senate
Pres
In Senate committee
Finance and Financial SectorState and local government operationsTerrorismDisaster relief and insuranceLife, casualty, property insuranceInsurance industry and regulation
Why This Matters

This bill extends the Terrorism Risk Insurance Program, which helps businesses recover from terrorist attacks, and makes improvements to how acts of terrorism are certified. This matters because it provides financial stability and support for businesses in case of future attacks.

If you own a business, this bill helps ensure you have support if a terrorist attack occurs.
Who this affects
Businesses affected by terrorism
What changes is this bill making?
  1. 1This bill extends the Terrorism Risk Insurance Program until 2034.
  2. 2It raises the minimum amount for an act to be certified as terrorism from $5 million to $25 million.
  3. 3The bill improves the process for notifying the public about acts being evaluated for terrorism certification.
  4. 4It updates various deadlines related to the program to later years.
  5. 5The bill clarifies the name of the program to include 'Risk' in its title.
Read the detailed summary

TRIA Program Reauthorization Act of 2026This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk. The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

Read full document
Bill Progress3 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedJan 16
Sponsors
See all 5 sponsors
HouseJun 29
House Vote
Yes 373No 15Not Voting 43
See How Everyone Voted
SenateCurrent

In Senate committee

President

The President

Donald Trump
President
Awaiting Vote
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