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Health Freedom Waiver Program
Recent Bills/Health Freedom Waiver Program

Health Freedom Waiver Program

IntroducedDecember 9, 2025
Introduced8 months ago
Intro
House
Senate
Pres
Introduced in House
Why This Matters

The More Affordable Care Act allows states to opt out of some health insurance rules while providing support for residents through health accounts. This aims to give states more flexibility in managing health care costs and coverage options.

If you live in a participating state, you could receive extra money for your health care costs starting in 2026.
Who this affects
Individuals · Small businesses
What changes is this bill making?
  1. 1This bill creates a program allowing states to waive certain health insurance requirements.
  2. 2States can participate if they maintain a high-risk insurance pool to help manage costs.
  3. 3Eligible residents in participating states can receive payments into special health accounts.
  4. 4The payments will equal the tax credits they would have received without the waiver.
  5. 5The program starts for plan years beginning on January 1, 2026.
Bill Progress1 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedCurrentDec 9, 2025

Introduced in House

Sponsors
See all 6 sponsors
House
Senate
President

The President

Donald Trump
President
Awaiting Vote
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