The Living Donor Protection Act aims to protect people who donate organs while ensuring they have access to insurance and leave benefits. This is important to encourage more organ donations and support donors during recovery.
Living Donor Protection Act of 2025This bill prohibits life insurance, disability insurance, and long-term insurance carriers from denying or otherwise restricting coverage for living organ donors. Specifically, carriers may not deny, cancel, vary premiums, or otherwise impose conditions on policies based on an individual's status as a living organ donor. The bill also expressly specifies that recovery from organ-donation surgery constitutes a serious health condition that entitles eligible employees to job-protected medical leave. In addition, the Department of Health and Human Services must update educational materials on living organ donation to include information about the benefits and risks of living organ donation and the impact of donation on insurance access, particularly with respect to the bill's changes.
1. This bill prevents insurance companies from denying or raising rates for living organ donors. 2. It clarifies that recovery from organ donation surgery qualifies as a serious health condition for leave purposes. 3. The bill requires updates to educational materials about living organ donation and its impacts on insurance. 4. State insurance regulators can enforce these protections for living organ donors.