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Property Improvement Loan Increase Bill
Recent Bills/Property Improvement Loan Increase Bill

Property Improvement Loan Increase Bill

IntroducedMarch 4, 2026
Introduced8 months ago
Intro
House
Senate
Pres
Referred to the House Committee on Financial Services.
Housing and Community DevelopmentBuilding constructionCongressional oversightGovernment studies and investigationsHousing finance and home ownershipResidential rehabilitation and home repair
More:Recently Introduced BillsHousingHouse Bills
Why This Matters

This bill updates the National Housing Act to increase loan limits for home improvements and clarify that loans can cover additional living spaces. It aims to make housing more accessible and affordable for families.

If you want to renovate your home or build an extra unit, you could borrow more money than before.
Who this affects
Homeowners
What changes is this bill making?
  1. 1This bill raises the limits on loans for home improvements.
  2. 2It allows loans to be used for building extra living spaces, like accessory dwelling units.
  3. 3The loan limit for single-family home improvements increases to $75,000.
  4. 4The loan limit for purchasing multi-section manufactured homes rises to $195,322.
  5. 5The bill includes annual adjustments to loan limits based on market data.
Read full document

Last changed 14 days ago · checked hourly

Bill Progress1 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedCurrentMar 4

Referred to the House Committee on Financial Services.

Sponsors
See all 4 sponsors
House
Senate
President

The President

Donald Trump
President
Awaiting Vote
Similar Bills
Senate Bill · S 964
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Affordable Housing Bond Enhancement Act
House Bill · HR 6771
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Affordable Housing Improvement Bill
Housing Crisis Response Act of 2025
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