Preventing Bail Fraud Act

Keeping Violent Offenders Off Our Streets Act of 2025This bill broadens the definition of the term business of insurance, for the purposes of federal crimes related to insurance fraud, to include the posting of monetary bail, criminal bail bonds, and federal immigration bail bonds. Under the bill, entities and organizations that pay cash bond or bail for defendants (e. g., charitable bail funds) are engaged in the business of insurance under federal law and subject to federal criminal provisions related to insurance fraud, as well as state licensing requirements and regulation by state insurance commissions.

1. The bill aims to strengthen laws against fraud related to bail payments. 2. It specifically includes monetary bail, criminal bail bonds, and immigration bail bonds under its protections. 3. The legislation seeks to keep violent offenders off the streets by ensuring bail processes are fair and transparent. 4. Law enforcement agencies will have clearer tools to address fraudulent activities in the bail system.

This bill affects individuals who are involved in the bail process, including defendants, bail bond agents, and law enforcement officers.