Ending Wage Garnishment for Student Loans

Official: Ending Administrative Garnishment Act of 2025

IntroducedMay 14, 2025

Why This Matters

This bill stops the government from taking money directly from people's paychecks for unpaid student loans until a fair system is in place. It aims to protect borrowers from unfair wage garnishments and ensure they have a chance to recover their funds.

If you have a student loan, your paycheck won't be garnished until a fair process is established.

Affects: Individuals with student loans who may have their wages garnished.

What changes is this bill making?

1. This bill would pause the government's ability to take money from people's paychecks for unpaid student loans. 2. The pause lasts until the Secretary of Education proves they have a fair process for handling wage garnishments. 3. If the Secretary cannot create this process, wage garnishment for student loans will not happen. 4. The bill requires the Secretary to collect data on individuals affected by wage garnishment. 5. The Secretary must report on this data regularly to Congress.

Who is affected?

Individuals with student loans who may have their wages garnished.