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Allows States to Set Credit Reporting Rules

Recent Bills/Allows States to Set Credit Reporting Rules

Allows States to Set Credit Reporting Rules

IntroducedMarch 17, 2026

In Senate3 months ago

Intro

Senate

House

Pres

Awaiting House vote

Finance and Financial Sector

Why This Matters

This resolution nullifies a federal rule that limited states' ability to create their own credit reporting laws.

If you live in a state with stricter credit reporting laws, those protections may no longer apply.

Who this affects

Consumers · State lawmakers

What does this resolution do?

1This resolution removes federal limits on how states can regulate credit reporting practices.
2Consumers may face different protections depending on their state laws regarding credit reporting.
3State governments can create stricter rules to protect consumers from unfair credit reporting practices.
4The decision could lead to a patchwork of credit reporting regulations across the country.

Read the detailed summary

Abolish the ATF Act This bill abolishes the Bureau of Alcohol, Tobacco, Firearms and Explosives.

Read full document

Bill Progress3 of 4

Bills must pass the House, Senate, and be signed by the President to become law.

Intro

Senate

House

Pres

IntroducedMar 17

Sponsors

See all 2 sponsors

Senate

HouseCurrent

Awaiting House vote

President

The President

Similar Bills

Senate Bill · SJRES 155

1 of 4 · Introduced

Allows States to Set Credit Reporting Rules

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".

Senate Bill · SJRES 145

1 of 4 · Introduced

Allows Broader Access to Consumer Reports

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

Senate Bill · SJRES 127

1 of 4 · Introduced

Removes Accuracy Standards for Credit Reports

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".