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HR 6228
Recent Bills/HR 6228

Unlocking Affordable Housing Act

IntroducedNovember 20, 2025
Introduced10 months ago
Intro
House
Senate
Pres
Introduced in House
Transportation and Public Works
More:Recently Introduced BillsHouse Bills
Why This Matters

This bill directs the Department of Transportation to set credit standards for residential and mixed-use development projects seeking TIFIA (Transportation Infrastructure Finance and Innovation Act) or RRIF (Railroad Rehabilitation and Improvement Financing) funding. It aligns those standards with requirements of the Department of Housing and Urban Development.

Who this affects
Developers · Sponsors · Department of Transportation · Department of Housing and Urban Development
What changes is this bill making?
  1. 1Adds creditworthiness requirements for residential and mixed-use projects applying for TIFIA assistance.
  2. 2Requires those standards to align with similar Department of Housing and Urban Development requirements.
  3. 3Updates TIFIA rules on investment-grade ratings for secured loans and lines of credit.
  4. 4Adds comparable creditworthiness evidence rules for residential and mixed-use projects under the RRIF program.
  5. 5Directs the Secretary of Transportation, in consultation with HUD (Department of Housing and Urban Development), to issue regulations within 180 days.
  6. 6Sets a 180-day post-enactment effective date and applies to loans or lines of credit issued on or after that date.
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Bill Progress1 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedCurrentNov 20, 2025

Introduced in House

Sponsors
See all 8 sponsors
House
Senate
President

The President

Donald Trump
President
Awaiting Vote
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