Skip to content
PILLARS
HomeRecent BillsActionsMore
ExploreElectionsPresidential ActionsPoliticiansTrending Bills
WatchlistSettingsProfile
HomeRecent BillsActionsMore
PILLARS

The bills, politicians, and elections that shape your life, in plain English.

Get the App
Our Receipts
Sources & MethodologyApp DetailsSend Feedback
Browse Bills
Bills That Became LawPassed the HousePassed the SenateBills by Topic
The Legal Stuff
Privacy PolicyTerms of ServiceContact Us
Find Us On
© 2026 Political Pillars Inc.Simplifying politics
Increases Small Bank Asset Limit to $25 Billion
Recent Bills/Increases Small Bank Asset Limit to $25 Billion

Increases Small Bank Asset Limit to $25 Billion

IntroducedApril 10, 2025
In House1 year ago
Intro
House
Senate
Pres
Waiting for a House floor vote.
It has cleared committee and can be brought up at any time, though no date is set.
Finance and Financial SectorBank accounts, deposits, capitalBanking and financial institutions regulationFederal Reserve System
More:Bills in the HouseEconomyHouse Bills
Why This Matters

This bill increases the asset threshold for small bank holding companies, allowing more banks to benefit from reduced regulations.

If you use a small bank, this bill allows banks with up to $25 billion in assets to face fewer regulations.
Who this affects
small bank holding companies · customers
What changes is this bill making?
  1. 1This bill raises the asset limit for small bank holding companies to $25 billion.
  2. 2The change allows more banks to qualify as small institutions, easing regulatory burdens.
  3. 3It aims to support smaller banks in competing with larger financial institutions.
  4. 4The Federal Reserve must implement these changes within 180 days of the bill's passage.
Read full document
Bill Progress2 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedApr 10, 2025
Sponsors
See all 7 sponsors
HouseCurrent

Waiting for a House floor vote.

It has cleared committee and can be brought up at any time, though no date is set.

Senate
President

The President

Donald Trump
President
Awaiting Vote
Similar Bills
House Bill · HR 3230
1 of 4 · Introduced
Raises Asset Limits for Financial Rules
Financial Institution Regulatory Tailoring Enhancement Act
·Economy
House Bill · HR 6553
1 of 4 · Introduced
Bank Regulation Adjustment Bill
TIER Act of 2025
Senate Bill · S 427
1 of 4 · Introduced
Reduces Regulatory Burdens on Banks
TAILOR Act of 2025
·Economy