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Increases Small Bank Asset Limit to $25 Billion
Recent Bills/Increases Small Bank Asset Limit to $25 Billion

Increases Small Bank Asset Limit to $25 Billion

IntroducedApril 10, 2025
In House1 year ago
Intro
House
Senate
Pres
Waiting for a House floor vote.
It has cleared committee and can be brought up at any time, though no date is set.
Finance and Financial SectorBank accounts, deposits, capitalBanking and financial institutions regulationFederal Reserve System
More:Bills in the HouseEconomyHouse Bills
Why This Matters

This bill increases the asset threshold for small bank holding companies, allowing more banks to benefit from reduced regulations.

If you use a small bank, this bill allows banks with up to $25 billion in assets to face fewer regulations.
Who this affects
small bank holding companies · customers
What changes is this bill making?
  1. 1This bill raises the asset limit for small bank holding companies to $25 billion.
  2. 2The change allows more banks to qualify as small institutions, easing regulatory burdens.
  3. 3It aims to support smaller banks in competing with larger financial institutions.
  4. 4The Federal Reserve must implement these changes within 180 days of the bill's passage.
Read the detailed summary

Small Bank Holding Company Relief Act This bill requires the Federal Reserve Board to raise the consolidated asset threshold under which a specified policy statement applies to small bank holding companies. The policy statement allows small bank holding companies to operate with higher debt levels than would be allowed for larger bank holding companies.

Read full document

Last changed 28 days ago · checked hourly

Bill Progress2 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedApr 10, 2025
Sponsors
See all 7 sponsors
HouseCurrent

Waiting for a House floor vote.

It has cleared committee and can be brought up at any time, though no date is set.

Senate
President

The President

Donald Trump
President
Awaiting Vote
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