This bill changes how often smaller banks are examined by federal agencies, allowing for less frequent checks if they are well-managed.
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
