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Small Business Loan Conflict Prevention
Recent Bills/Small Business Loan Conflict Prevention

Small Business Loan Conflict Prevention

IntroducedFebruary 5, 2026
Passed House2 months ago
Intro
House
Senate
Pres
Sitting in the Senate Small Business and Entrepreneurship Committee.
Most bills stop at this point and never get a vote.
CommerceAdministrative law and regulatory proceduresGovernment employee pay, benefits, personnel managementGovernment ethics and transparency, public corruptionSmall Business Administration
More:Bills That Passed the HouseHouse Bills
Why This Matters

This bill makes sure that employees at the Small Business Administration confirm they have no personal interests that could affect their work on loans. This helps keep the loan process fair and trustworthy.

If you are a small business owner, this bill could help ensure that loan decisions are made fairly and without bias.
Who this affects
SBA employees · small business owners
What changes is this bill making?
  1. 1This bill requires Small Business Administration employees to confirm they have no conflicts of interest before handling loans.
  2. 2Employees must disclose any conflicts they discover after their initial certification.
  3. 3The Small Business Administration will create rules to enforce these requirements within 180 days.
  4. 4The bill aims to ensure fairness and integrity in the loan approval process.
  5. 5It will take effect 270 days after it becomes law.
Read the detailed summary

Small Business Lending Fraud Prevention Act This bill requires Small Business Administration (SBA) employees who participate in the origination, review, or approval of SBA loans to certify in writing prior to such participation that the employee does not have any conflict of interest with respect to the loan, will disclose any such conflict of interest arising after the certification is made, andunderstands the requirements with respect to conflicts of interest applicable SBA employees. Under current law, federal employees must disclose financial conflicts of interest with respect to a particular matter and recuse themselves from such matter (with limited exceptions upon authorization from the employee's agency designee). The SBA must issue regulations implementing the requirements of this bill.

Read full document
Bill Progress3 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedFeb 5
Sponsors
See all 2 sponsors
HouseJun 24
House Vote
Yes 415No 0Present 1Not Voting 15
See How Everyone Voted
SenateCurrent

Sitting in the Senate Small Business and Entrepreneurship Committee.

Most bills stop at this point and never get a vote.

President

The President

Donald Trump
President
Awaiting Vote
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