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Artificial Intelligence in Finance and Housing
Recent Bills/Artificial Intelligence in Finance and Housing

Artificial Intelligence in Finance and Housing

IntroducedJanuary 16, 2026
In House6 months ago
Intro
House
Waiting for a House floor vote.
It has cleared committee and can be brought up at any time, though no date is set.
Finance and Financial SectorAdvanced technology and technological innovationsComputers and information technologyFinancial services and investmentsHouse of RepresentativesHousing industry and standards
More:Bills in the HouseTechnologyResolutions
Why This Matters

This resolution expresses the House of Representatives' views on the role of artificial intelligence in the financial services and housing industries.

If you rely on financial services or housing, artificial intelligence could change how these services are provided.
Who this affects
Consumers · Employees · Small community financial institutions
What does this resolution do?
  1. 1This resolution expresses the view that artificial intelligence offers both opportunities and risks in finance and housing.
  2. 2It calls for regulators to improve their understanding of best practices for governing artificial intelligence.
  3. 3The resolution notes that financial institutions are using artificial intelligence to improve customer service and reduce fraud.
  4. 4It highlights that small community financial institutions may struggle to keep up with larger institutions in adopting artificial intelligence.
  5. 5The resolution emphasizes that using artificial intelligence does not exempt financial institutions from anti-discrimination laws.
Read the detailed summary

This resolution supports the House Committee on Financial Services playing a leading role in making public policy regarding the adoption of artificial intelligence in the financial services and housing industries.

Read full document
Resolution Progress2 of 2
Resolutions must be adopted by the chamber that introduced them.
Intro
House
IntroducedJan 16
Sponsors
See all 4 sponsors
HouseCurrent

Waiting for a House floor vote.

It has cleared committee and can be brought up at any time, though no date is set.

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