What is the current status of SJRES 125?

SJRES 125 is currently: In Senate.

Who sponsored SJRES 125?

SJRES 125 was sponsored by Angela Alsobrooks (D), Sen.

Restores Limits on Debt Collector Convenience Fees

IntroducedMarch 17, 2026

In Senate5 months ago

Intro

Senate

House

Pres

The House voted against taking this up.

It stays where it is unless leadership tries again.

Finance and Financial SectorAdministrative law and regulatory proceduresCongressional oversightConsumer Financial Protection BureauDebt collection

Why This Matters

This resolution cancels the Consumer Financial Protection Bureau's 2025 decision to drop its guidance on debt collection fees. That would restore the bureau's official position that debt collectors generally cannot charge extra 'convenience' fees just for letting people pay a debt.

If a debt collector charges you an extra fee to pay online or by phone, federal regulators would again treat that fee as illegal unless your original contract or a law allows it.

Who this affects

People paying off debts · Debt collection agencies · Third-party payment processors

What does this resolution do?

1In May 2025, the Consumer Financial Protection Bureau withdrew its 2022 guidance on pay-to-pay fees; this resolution cancels that withdrawal, bringing the guidance back.
2The restored guidance says debt collectors may not charge fees for paying online or by phone unless the agreement that created the debt or a law expressly allows them.
3It also says collectors can break the rule when an outside payment processor collects the fee and passes any part of it back to the collector.

Read full document

Last changed today · checked hourly

Restores Limits on Debt Collector Convenience Fees

IntroducedMarch 17, 2026

In Senate5 months ago

Intro

Senate

House

Pres

The House voted against taking this up.

It stays where it is unless leadership tries again.

Finance and Financial SectorAdministrative law and regulatory proceduresCongressional oversightConsumer Financial Protection BureauDebt collection

Why This Matters

If a debt collector charges you an extra fee to pay online or by phone, federal regulators would again treat that fee as illegal unless your original contract or a law allows it.

Who this affects

People paying off debts · Debt collection agencies · Third-party payment processors

What does this resolution do?

1In May 2025, the Consumer Financial Protection Bureau withdrew its 2022 guidance on pay-to-pay fees; this resolution cancels that withdrawal, bringing the guidance back.
2The restored guidance says debt collectors may not charge fees for paying online or by phone unless the agreement that created the debt or a law expressly allows them.
3It also says collectors can break the rule when an outside payment processor collects the fee and passes any part of it back to the collector.

Read full document

Last changed today · checked hourly