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Allows States to Set Credit Reporting Rules
Recent Bills/Allows States to Set Credit Reporting Rules

Allows States to Set Credit Reporting Rules

IntroducedMarch 17, 2026
In Senate5 months ago
Intro
Senate
House
Pres
The House voted against taking this up.
It stays where it is unless leadership tries again.
Finance and Financial Sector
More:Bills in the SenateEconomyResolutions
Why This Matters

This resolution nullifies a federal rule that limited states' ability to create their own credit reporting laws.

If you live in a state with stricter credit reporting laws, those protections may no longer apply.
Who this affects
Consumers · State lawmakers
What does this resolution do?
  1. 1This resolution removes federal limits on how states can regulate credit reporting practices.
  2. 2Consumers may face different protections depending on their state laws regarding credit reporting.
  3. 3State governments can create stricter rules to protect consumers from unfair credit reporting practices.
  4. 4The decision could lead to a patchwork of credit reporting regulations across the country.
Read the detailed summary

Abolish the ATF Act This bill abolishes the Bureau of Alcohol, Tobacco, Firearms and Explosives.

Read full document

Last changed today · checked hourly

Bill Progress3 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
Senate
House
Pres
IntroducedMar 17
Sponsors
See all 2 sponsors
Senate
HouseCurrent

The House voted against taking this up.

It stays where it is unless leadership tries again.

President

The President

Donald Trump
President
Awaiting Vote
Similar Bills
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Cancels Federal View That Credit Law Overrides State Rules
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".
·Economy
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Restores Credit Discrimination Protections for Current Borrowers
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements".
·Economy
Senate Bill · SJRES 156
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Allows Earned Wage Products to Offer Credit
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work".
·Economy