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Flood Insurance Program Extension
Recent Bills/Flood Insurance Program Extension

Flood Insurance Program Extension

IntroducedSeptember 26, 2025
In House8 months ago
Intro
House
Senate
Pres
Waiting for a House floor vote.
It has cleared committee and can be brought up at any time, though no date is set.
Finance and Financial SectorDisaster relief and insuranceFloods and storm protectionNatural disasters
More:Bills in the HouseHousingHouse Bills
Why This Matters

The NFIP Extension Act of 2026 keeps the National Flood Insurance Program running for three more years, ensuring people can still get flood insurance coverage. This is important for protecting homes and businesses in flood-prone areas.

If you live in a flood-prone area, you can continue to get flood insurance coverage without any gaps.
Who this affects
Homeowners · Businesses
What changes is this bill making?
  1. 1This bill extends the National Flood Insurance Program until September 30, 2026.
  2. 2It changes the expiration date for the program from September 30, 2023, to September 30, 2026.
  3. 3The bill ensures continued coverage for flood insurance for homeowners and businesses.
  4. 4It allows the program to remain active without interruption for three more years.
  5. 5If enacted after January 30, 2026, the changes will apply retroactively to that date.
Read full document
Bill Progress2 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedSep 26, 2025
Sponsors
See all 7 sponsors
HouseCurrent

Waiting for a House floor vote.

It has cleared committee and can be brought up at any time, though no date is set.

Senate
President

The President

Donald Trump
President
Awaiting Vote
Similar Bills
House Bill · HR 6560
1 of 4 · Introduced
National Flood Insurance Program Automatic Extension Act of 2025
·Housing
House Bill · HR 7355
1 of 4 · Introduced
Flood Insurance Information Sharing Bill
Flood History Information Act of 2026
House Bill · HR 6934
1 of 4 · Introduced
Flood Insurance Cost Assistance Bill
National Flood Insurance Program Affordability Act
·Housing