Flood Insurance Information Sharing Bill

Official: Flood History Information Act of 2026

IntroducedFebruary 4, 2026

Why This Matters

The Flood History Information Act of 2026 helps insurance companies share important flood insurance data, making it easier for homeowners to understand their flood risks and insurance needs.

If you are buying a home in a flood-prone area, you can get important information about its flood history.

Affects: Homebuyers, current property owners, and insurance companies are directly affected by this bill.

What changes is this bill making?

1. This bill allows insurance companies to access flood policy and claims information. 2. Insurance companies must enter into agreements to use this data responsibly. 3. Homebuyers and current property owners can request flood claim history for their properties. 4. The bill aims to improve transparency about flood risks for properties. 5. The Administrator can charge fees to insurance companies for accessing this information.

Who is affected?

Homebuyers, current property owners, and insurance companies are directly affected by this bill.