Skip to content
PILLARS
HomeRecent BillsActionsMore
ExploreElectionsPresidential ActionsPoliticiansTrending Bills
WatchlistSettingsProfile
HomeRecent BillsActionsMore
PILLARS

The bills, politicians, and elections that shape your life, in plain English.

Get the App
Our Receipts
Sources & MethodologyApp DetailsSend Feedback
The Legal Stuff
Privacy PolicyTerms of ServiceContact Us
Find Us On
© 2026 Political Pillars Inc.Simplifying politics
Removes Tax Limits on Disaster Losses
Recent Bills/Removes Tax Limits on Disaster Losses

Removes Tax Limits on Disaster Losses

IntroducedJanuary 16, 2025
Passed House1 year ago
Intro
House
Senate
Pres
Awaiting Senate vote
Why This Matters

This bill removes the limit on how much homeowners can deduct for personal losses caused by disasters on their taxes.

If you own a home and suffer a disaster loss after 2024, you can fully deduct that loss on your taxes.
Who this affects
homeowners
What changes is this bill making?
  1. 1This bill allows homeowners to fully deduct personal losses from disasters on their taxes.
  2. 2It eliminates the current cap on deductions for personal casualty losses.
  3. 3The changes apply to losses occurring in tax years starting after December 31, 2024.
  4. 4Homeowners affected by natural disasters will benefit from increased tax relief options.
  5. 5This bill aims to provide financial support to those recovering from significant property damage.
Read the detailed summary

Protecting Homeowners from Disaster Act of 2025 This bill repeals the limit on the itemized tax deduction for unreimbursed personal casualty losses. Specifically, the bill repeals a provision that generally limits the deduction for tax years 2018-2025 to losses that are attributable to a federally declared disaster. The bill applies to losses sustained after 2024.

Bill Progress3 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedJan 16, 2025
Sponsors
See all 2 sponsors
HouseJun 9, 2025
SenateCurrent

Awaiting Senate vote

President

The President

Donald Trump
President
Awaiting Vote
Similar Bills
House Bill · HR 262
3 of 4 · Passed Senate
Tax Break for Timber Losses from Disasters
Disaster Reforestation Act
·Taxes
House Bill · HR 5366
3 of 4 · Passed Senate
Doug LaMalfa Federal Disaster Tax Relief Certainty Act
·Taxes
House Bill · HR 430
3 of 4 · Passed House
Removes Tax Deduction Limits for Homeowners
SALT Deductibility Act
·Taxes