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Rural Home Loan Improvement Bill
Recent Bills/Rural Home Loan Improvement Bill

Rural Home Loan Improvement Bill

IntroducedDecember 15, 2025
Introduced8 months ago
Intro
House
Senate
Pres
Introduced in House
Why This Matters

The FARM Home Loans Act of 2025 updates rules for financing homes in rural areas, making it easier for people to get loans for housing and additional living spaces.

If you live in a rural area, you could qualify for larger home loans and more options for housing.
Who this affects
Rural families
What changes is this bill making?
  1. 1This bill allows for financing of accessory dwelling units in rural areas.
  2. 2It increases the maximum loan amount for rural housing from $2,500 to $10,000.
  3. 3The bill modifies existing rules to make rural housing financing more accessible.
Bill Progress1 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedCurrentDec 15, 2025

Introduced in House

Sponsors
See all 3 sponsors
House
Senate
President

The President

Donald Trump
President
Awaiting Vote
Similar Bills
Senate Bill · S 1260
1 of 4 · Introduced
Rural Housing Service Reform Act of 2025
House Bill · HR 1246
1 of 4 · Introduced
Investing in Rural America Act of 2025
House Bill · HR 7792
1 of 4 · Introduced
Property Improvement and Manufactured Housing Loan Modernization Act of 2026
·Housing