The Capping Costs for Consumers Act of 2026 makes health insurance cheaper by increasing financial help for families. It specifically raises the level of coverage and support for those with moderate incomes.
If you earn between 150% and 400% of the poverty line, your health insurance costs could decrease significantly.
Who this affects
Families earning 150%-400% poverty line
What changes is this bill making?
1This bill expands cost-sharing reductions for health insurance plans.
2It changes the coverage level from silver to gold starting in 2028.
3Families with higher incomes will receive more financial help for health care.
4The bill adjusts the percentage of costs covered based on income levels.
5It aims to make health insurance more affordable for more families.