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Lower Health Care Costs Bill
Recent Bills/Lower Health Care Costs Bill

Lower Health Care Costs Bill

IntroducedJanuary 20, 2026
Introduced8 months ago
Intro
House
Senate
Pres
Introduced in House
More:Recently Introduced BillsHealthcareHouse Bills
Why This Matters

The Capping Costs for Consumers Act of 2026 makes health insurance cheaper by increasing financial help for families. It specifically raises the level of coverage and support for those with moderate incomes.

If you earn between 150% and 400% of the poverty line, your health insurance costs could decrease significantly.
Who this affects
Families earning 150%-400% poverty line
What changes is this bill making?
  1. 1This bill expands cost-sharing reductions for health insurance plans.
  2. 2It changes the coverage level from silver to gold starting in 2028.
  3. 3Families with higher incomes will receive more financial help for health care.
  4. 4The bill adjusts the percentage of costs covered based on income levels.
  5. 5It aims to make health insurance more affordable for more families.
Bill Progress1 of 4
Bills must pass the House, Senate, and be signed by the President to become law.
Intro
House
Senate
Pres
IntroducedCurrentJan 20

Introduced in House

Sponsors
See all 2 sponsors
House
Senate
President

The President

Donald Trump
President
Awaiting Vote
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